<MERCHANTSLIST>
  <MERCHANT>
    <uiIndex>0</uiIndex>                                              <-- index of merchant
    <szName>Tony</szName>                                             <-- name of merchant (orientation purpose only ;-) )
    <dBuyModifier>0.75</dBuyModifier>                                 <-- buy cost modifier (speed modifier for repairguys)
    <dSellModifier>1.25</dSellModifier>                               <-- sell cost modifier (repair cost modifier for repairguys)
    <ubShopKeeperID>91</ubShopKeeperID>                               <-- ID of this NPC. Relevant values are on top of xml
    <ubTypeOfArmsDealer>0</ubTypeOfArmsDealer>                        <-- 0: buy/sell 1: sell only 2: buy only 3: repair
    <iInitialCash>15000</iInitialCash>                                <-- cash at begin of game
    <uiFlags>1342177280</uiFlags>                                     <-- behaviour flags, explanation below...
    <dailyIncrement>15000</dailyIncrement>                            <-- add this amount of money every day
    <dailyMaximum>15000</dailyMaximum>                                <-- maximum cash every day
    <dailyRetained>0</dailyRetained>                                  <-- we can carry this amount of money to the enxt day
    <minCoolness>1</minCoolness>                                      <-- min coolness for our stock
    <maxCoolness>10</maxCoolness>                                     <-- max coolness for our stock
    <addToCoolness>1</addToCoolness>
    <coolnessProgressRate>10</coolnessProgressRate>
    <daysDelayMin>2</daysDelayMin>
    <daysDelayMax>3</daysDelayMax>
    <useBRSetting>0</useBRSetting>                                    <-- use BR settings?
    <allInventoryAlwaysAvailable>0</allInventoryAlwaysAvailable>      <-- is all inventory always available?
    <nonprofile_loyaltyrequired>30</nonprofile_loyaltyrequired>       <-- required town loyalty if this is a non-profile based merchant (ubShopKeeperID 200) in a town
  </MERCHANT>
...
</MERCHANTSLIST>

#define		ARMS_DEALER_ONLY_USED_ITEMS			0x08000000	// 134217728
#define		ARMS_DEALER_GIVES_CHANGE			  0x10000000	// 268435456	//The arms dealer will give the required change when doing a transaction
#define		ARMS_DEALER_ACCEPTS_GIFTS			  0x20000000	// 536870912	//The arms dealer is the kind of person who will accept gifts
#define		ARMS_DEALER_SOME_USED_ITEMS			0x40000000	// 1073741824	//The arms dealer can have used items in his inventory
#define		ARMS_DEALER_HAS_NO_INVENTORY		0x80000000	// 2147483648	//The arms dealer does not carry any inventory