...
<hackerskill>0</hackerskill>					  <!-- hacker skill, 0 to 100. Value > 0 means we can hack computers -->
...
<!-- Gumpy -->
<BACKGROUND>
	<uiIndex>45</uiIndex>
	<szName>Harvard graduate</szName>
	<szShortName>Harvard graduate</szShortName>
	<szDescription>University taught you many things, but combat isn't one of them.</szDescription>
	<leadership>-5</leadership>
	<ap_fortify>10</ap_fortify>
	<disarm_trap>20</disarm_trap>
	<traplevel>1</traplevel>
	<resistance_suppression>-10</resistance_suppression>
	<insurance>50</insurance>
	<hackerskill>60</hackerskill>
	<no_male>1</no_male>
	<no_female>1</no_female>
</BACKGROUND>
...

...
<ITEM>
	<uiIndex>1021</uiIndex>
	<szItemName>Laptop</szItemName>
	<szLongItemName>Laptop</szLongItemName>
	<szItemDesc>This thing just crashes with a blue screen when you boot it up. It might be the humidity. It might just be Windows.</szItemDesc>
	...
	<usHackingModifier>50</usHackingModifier>
	...
</ITEM>
...